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Listen to Johnson Brunetti's Money Wisdom with Joel Johnson CFP®, host of Better Money Television program and Forbes Contributor. Gain true financial wisdom and advice aimed at educating you about all of your financial options when it comes to retirement so you can make the best decisions for you and your family. Get information and education that can bring you peace of mind with your savings and retirement. Whether it’s your 401k account, IRA, or an underperforming asset, Joel Johnson can answer your questions and make you more aware of issues that may affect you.

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Jan 15, 2021

Stats tell us that many people believe a financial plan is important but the majority of those people don’t follow through and get one built. If that’s you, don’t let procrastination keep you from reaching your retirement goals. As this new year begins, let’s talk about how you can take those next steps and leave procrastination in 2020.

 

Read more and get additional financial resources here: https://johnsonbrunetti.com/podcast-episode-183-dont-let-procrastination-stop-you-in-2021/ 

 

What we discuss on this show: 

0:40 – This is the year for Joel 

2:13 – Advice for someone that needs motivation

5:05 – Adding structure in your life   

8:29 – Why do people procrastinate with financial planning

11:13 – Assuming advisors are always selling you something

14:45 – What we talk with clients about in a review

18:50 – Mailbag Question: I max out my HSA every year but never take anything out of it. If I just keep doing this every year, can I build up a huge balance that will be tax-free in retirement?

20:08 – Mailbag Question: I planned to work for another five or six years but I was just told I’ll be terminated in a few months, two weeks after my 60th birthday. I get a good severance package and I’ll have 90 days to exercise all my stock options. Should I use this cash to pay off the house and try to retire or should I get another job?