Dec 26, 2025
Turning 59½ opens the door to a set of retirement decisions many people don’t realize they have. In this episode, Nick is joined by Eric Hogarth, Senior Partner Johnson Brunetti, to discuss why 59½ is a major planning milestone and what options become available for your 401(k). If you’re approaching 59½ and want more control, flexibility, and clarity around your retirement savings, this conversation will help you understand what to consider before making any 401(k) moves.
Here’s what we discuss in this episode:
🎂 Age 59½ Rule: penalty-free access creates new planning options
🔄 IRA Rollovers: gaining flexibility, control, and broader investment choices
🏢 Staying Put: when keeping money in a 401(k) may still make sense
🔁 Roth Conversions: using lower-tax windows to your advantage
📉 Market Context: why timing and risk matter more as retirement nears
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