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Listen to Money Wisdom with Jake Doser, CFP®, CPWA® and Nicholas J. Colantuono, CFP® and gain key financial insights to help you make informed decisions for your future. Jake and Nick aim to provide clarity and guidance, addressing your questions and shining a light on the real financial challenges facing today’s retirees.

Aug 28, 2026

Teachers often have retirement benefits that look very different from those of private-sector employees. In this episode, Nick and Eric explain why understanding the options available through your school system is so important before making irreversible decisions. They also discuss how teachers can build more flexibility around the income provided by a pension. Make sure your decades of hard work translate into a retirement plan that fits your life.

Here’s what we discuss in this episode:

💰 Pension Benefits: Service, salary, and survivor options can affect lifetime income

📚 403(b) & 457 Plans: Supplemental accounts can provide additional retirement flexibility

🧾 Tax Benefits: Contributions may offer tax advantages while building future savings

🏦 IRA Options: Traditional and Roth IRAs can supplement employer-sponsored plans

🤝 Professional Guidance: Pension and retirement decisions should fit the entire financial picture

💵 Income Planning: Multiple income sources can create greater flexibility in retirement

 

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